Terms and Conditions.

1. Introduction

These Terms and Conditions govern your access to and use of the website operated by JY Global (BVI) Limited and any general information, materials, documents or communications made available through the website.

By accessing or using this website, you agree to these Terms and Conditions. If you do not agree, you should not use this website.

2. Company Information

JY Global (BVI) Limited is incorporated in the British Virgin Islands as a BVI Business Company under the BVI Business Companies Act, 2004, with company number 2211578.

JY Global (BVI) Limited provides compliance, governance, corporate administration, licensing application support and general business advisory services.

JY Global (BVI) Limited is not licensed, authorised or regulated by the British Virgin Islands Financial Services Commission or any other financial services regulator.

3. No Regulated Financial Services

Nothing on this website constitutes financial advice, investment advice, securities dealing, brokerage, asset management, fund management, payment services, remittance services, custody services, trust services, insurance services, banking services, or any other regulated financial service.

JY Global (BVI) Limited does not hold client money, does not manage client assets, does not arrange investments on behalf of clients, does not act as a broker or dealer, and does not provide financial product recommendations.

4. No Legal, Tax or Investment Advice

Information on this website is provided for general informational purposes only. It does not constitute legal advice, tax advice, financial advice, investment advice, regulatory advice or professional advice tailored to your specific circumstances.

You should obtain independent legal, tax, compliance, regulatory or other professional advice before acting on any information provided on this website.

5. Website Information

We aim to keep website information accurate and up to date, but we do not guarantee that any information is complete, accurate, current or suitable for any particular purpose.

Regulatory requirements, licensing rules, government procedures, corporate laws, application standards and professional requirements may change without notice. You should not rely solely on website information when making business, legal, regulatory or financial decisions.

6. Services

Our services may include, where separately agreed:

• compliance advisory support;
• governance and corporate administration support;
• licensing application preparation support;
• policy, procedure and document drafting support;
• regulatory project coordination;
• client onboarding and KYC process support;
• general business advisory and administrative support.

The exact scope, deliverables, fees, timelines, responsibilities and exclusions of any service will be set out in a separate written proposal, engagement letter, service agreement, statement of work or other written engagement terms.

7. No Client Relationship Created by Website Use

Accessing this website, submitting an enquiry, downloading materials or communicating with JY Global (BVI) Limited does not create a client relationship.

A client relationship is only created when JY Global (BVI) Limited has accepted the engagement in writing and the applicable engagement terms have been agreed.

We may decline any enquiry or proposed engagement at our discretion.

8. Engagement Terms Prevail

Where you enter into a separate written engagement with JY Global (BVI) Limited, the terms of that engagement will govern the relevant services.

If there is any conflict between these Terms and Conditions and a separate written engagement agreement, the separate written engagement agreement will prevail for the relevant engagement.

9. No Guarantee of Outcome

JY Global (BVI) Limited does not guarantee that any application, licence, registration, approval, bank account opening, onboarding process, regulatory submission, corporate action or third-party process will be approved, accepted or completed.

Final decisions may be made by regulators, government agencies, banks, financial institutions, registered agents, corporate service providers, professional advisers or other third parties. Such decisions are outside the control of JY Global (BVI) Limited.

10. Client Responsibilities

You are responsible for ensuring that all information and documents provided to us are complete, accurate, current and not misleading.

You are responsible for obtaining appropriate legal, tax, accounting, compliance, regulatory, financial or other professional advice where required.

You are responsible for reviewing all documents, applications, policies, submissions and materials before use or submission.

You must not use our services, website, documents or communications for unlawful, misleading, fraudulent, abusive, sanctioned or prohibited purposes.

11. Third-Party Providers

In connection with enquiries or engagements, we may communicate with or refer you to third-party providers, including lawyers, accountants, auditors, tax advisers, registered agents, corporate service providers, banks, payment providers, compliance consultants, technology providers, regulators or government agencies.

Unless expressly agreed in writing, third-party providers are independent from JY Global (BVI) Limited. We are not responsible for their acts, omissions, advice, fees, timelines, decisions, service quality or compliance obligations.

12. Fees and Payments

Website access is provided free of charge unless otherwise stated.

Fees for any professional, advisory, administrative or project support services will be set out in separate written engagement terms.

Unless otherwise agreed in writing, all fees, expenses, payment deadlines, refund arrangements and taxes are governed by the relevant engagement terms or invoice.

13. Intellectual Property

All website content, text, design, graphics, branding, logos, materials, templates, documents and other intellectual property made available on the website are owned by or licensed to JY Global (BVI) Limited, unless otherwise stated.

You may view and download website materials for personal or internal business reference only. You must not copy, reproduce, modify, distribute, sell, publish, exploit or create derivative works from our materials without our prior written consent.

14. Acceptable Use

You must not:

• use the website for unlawful or fraudulent purposes;
• interfere with the security, operation or availability of the website;
• attempt to gain unauthorised access to any system, data or account;
• upload or transmit viruses, malware or harmful code;
• scrape, copy or harvest website content without permission;
• misuse contact forms or communication channels;
• impersonate any person or misrepresent your authority, identity or affiliation.

15. Confidentiality

Information submitted through the website or during preliminary communications may not be treated as confidential until an engagement has been formally accepted in writing.

Where a separate engagement is accepted, confidentiality obligations will be governed by the applicable engagement terms.

16. Privacy and Cookies

Our handling of personal information is described in our Privacy Policy. Our use of cookies and similar technologies is described in our Cookie Policy.

By using this website, you acknowledge that you have read our Privacy Policy and Cookie Policy.

17. External Links

The website may contain links to third-party websites or resources. These links are provided for convenience only.

We do not control and are not responsible for third-party websites, their content, accuracy, security, availability, privacy practices or terms of use.

18. Limitation of Liability

To the maximum extent permitted by law, JY Global (BVI) Limited and its directors, officers, employees, consultants, agents and representatives shall not be liable for any loss, damage, claim, cost or expense arising from or in connection with:

• use of or reliance on website information;
• inability to access or use the website;
• errors, omissions or outdated information on the website;
• third-party websites, providers, platforms or services;
• regulatory, governmental, banking, licensing or third-party decisions;
• indirect, consequential, special, incidental or punitive losses;
• loss of profits, revenue, business opportunity, goodwill, data or anticipated savings.

Nothing in these Terms and Conditions excludes liability that cannot be excluded under applicable law.

19. Indemnity

You agree to indemnify and hold harmless JY Global (BVI) Limited and its directors, officers, employees, consultants, agents and representatives from and against any claims, losses, liabilities, damages, costs and expenses arising from your misuse of the website, breach of these Terms and Conditions, unlawful conduct, inaccurate information, or violation of third-party rights.

20. Website Availability

We may update, modify, suspend, restrict or discontinue the website or any part of it at any time without notice.

We do not guarantee that the website will be uninterrupted, secure, error-free or free from viruses or harmful components.

21. Changes to These Terms

We may update these Terms and Conditions from time to time. The latest version will be published on our website with the updated date.

Your continued use of the website after changes are published constitutes acceptance of the updated Terms and Conditions.

22. Governing Law and Jurisdiction

These Terms and Conditions are governed by the laws of the British Virgin Islands, unless otherwise provided in a separate written engagement agreement.

Subject to any separate written engagement agreement, the courts of the British Virgin Islands shall have jurisdiction in relation to disputes arising from or in connection with these Terms and Conditions or the use of this website.

23. Contact Us

For questions about these Terms and Conditions, please contact: